Question 1

How much can I borrow with GetFlexi?

Accepted Answer

GetFlexi offers cash advances up to $250 and personal loans from $500 to $15,000 for Canadians.

Question 2

What is the interest rate on GetFlexi loans?

Accepted Answer

GetFlexi offers rates starting as low as 9.99% APR, with a maximum of 32% APR — intentionally below the federal Criminal Code cap.

Question 3

How fast can I get funded?

Accepted Answer

Approved applicants typically receive funds the same day via Interac e-Transfer.

Question 4

Do I need good credit to apply?

Accepted Answer

GetFlexi uses AI-powered underwriting that considers more than just your credit score, making it accessible even if you have limited or imperfect credit history.

Question 5

Is there a fee to apply?

Accepted Answer

No. There is no application fee, no origination fee, and no prepayment penalty. The only fee is a $20 NSF fee per returned payment.