Add it all up.
Check the number of payments, taxes, charges and any final purchase amount.
Furniture, appliances and electronics are coming to GetFlexi. Here’s a first look at the collection—and the questions that matter before choosing a plan.

Lease-to-own generally lets you use a product while making scheduled payments. Ownership comes when the agreement’s purchase conditions are met.
GetFlexi’s programme is in preparation. We’ll confirm the products, costs and terms before applications open.
Compare what you pay over the whole agreement with the cash purchase price.
Check the number of payments, taxes, charges and any final purchase amount.
Understand exactly what must happen for ownership to transfer.
Check return, cancellation, early-purchase and missed-payment conditions.
| What to compare | Personal loan | Lease-to-own |
|---|---|---|
| What it provides | Borrowed money. | Use of a specified product, with a path to ownership. |
| GetFlexi status | Explore our personal-loan offering. | Collection preview. Not open for orders. |
| Cost information | $500–$15,000. 6–60 months. 24.99%–34.50% annual interest depending on credit score. | Product pricing, payment schedules and total cost to be announced. |
| What to review | APR, repayment schedule, fees and loan agreement. | Payments, taxes, fees, product condition, purchase conditions and lease agreement. |
Personal-loan rates and terms do not apply to lease-to-own. These are different products. For independent information, read the Financial Consumer Agency of Canada’s rent-to-own guide.
Start with a room. Explore what’s planned. Ask us what comes next.