Personal loans

Real life.
A flexible next step.

From $500 to $15,000. From 6 to 60 months. Personal borrowing with the details where they belong: right in front of you.

A loan that starts
with understanding.

Your rate ranges from 24.99% to 34.50% annual interest depending on your credit score. Every application is assessed.

$500–$15,000

Explore an amount that meets the need. Borrowing more than you need means paying interest on more than you need.

6–60 months

Explore different timelines. A longer term can reduce the monthly payment while increasing total interest.

24.99%–34.50% annual interest

Your credit score helps determine your rate. The final offer shows your actual rate and total cost before acceptance.

Personal loans from $500 to $15,000, with terms from 6 to 60 months. Annual interest rates range from 24.99% to 34.50%, depending on credit score. All applications are subject to assessment and approval. Your final rate, amount, repayment schedule and total cost will be shown in your agreement before you decide.

Made for the practical moments

What needs
a little room?

Sometimes a necessary expense doesn’t fit neatly into the month. Start by comparing borrowing with the alternatives available to you.

01

The unexpected repair.

When something essential needs fixing, compare the loan’s total cost with savings, payment plans and other credit options.

02

A necessary transition.

Moving costs and other one-off expenses add up. Set a budget first, then explore only the amount you need.

03

A plan for existing balances.

Combining debt only helps if the new total cost and repayment plan make sense. A smaller payment alone does not mean a cheaper loan.

Try the numbers
on for size.

See how amount, term and annual interest rate work together.

Your loan, explored

Your actual annual interest rate depends on your credit score. Adjusting this slider does not select or guarantee a rate.

Estimated monthly payment
$333.29
Annual interest rate29.99%
Cost of borrowing$2,999.00
Total repayment$7,999.00

Simple interest = original loan amount × annual interest rate × term in years. No additional fees are included. Monthly payments are rounded to cents; the final payment may differ slightly. This rate is not an APR calculation. Your agreement confirms the repayment schedule and applicable disclosures.

Get started
Before you start

A few things
to have ready.

  • Your personal and contact information.
  • A government-issued ID and access to a camera for identity and selfie verification.
  • Access to the bank account you’ll use to share statements and banking information.
  • An understanding of your income, expenses and existing repayment commitments.
  • Time to read the credit consent, privacy information and any offer carefully.

GetFlexi is available across Canada, except Quebec. Required documents and eligibility details are confirmed during the application.

A considered move.
Made by you.

Know the cost. Understand the commitment. Apply when the numbers work for your life.

Find your fit